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Financial Assistance

Cash assistance, utility help, benefits screening, and clothing.

Describe what’s happening

Published options29

01
Low-cost plans for home internetProvided by Department of Public Service
Get discounted home internet through the Affordable Broadband Act if you receive SNAP, Medicaid, or other benefits.
02
Free internet for NYCHA residentsProvided by NYC Office of Technology & Innovation (OTI), NYC Housing Authority (NYCHA)
Sign up with Optimum or Spectrum.
03
Monthly cash help when you are in needProvided by NYC Human Resources Administration (HRA)
Cash assistance can help you pay rent, utilities, and other emergency expenses.
04
Tax credit to help pay for childcare or care for disabled dependentsProvided by NYC Department of Consumer and Worker Protection (DCWP); Internal Revenue Service (IRS)
Get money back if you paid for childcare or care for disabled dependents while working or looking for work.
05
Tax credit for families with childrenProvided by NYC Department of Consumer and Worker Protection (DCWP); Internal Revenue Service (IRS)
Claim the federal Child Tax Credit and the Empire State Child Tax Credit to get up to $3,200 per child under age four and up to $2,700 per child ages 4 to 16.
06
Citi Bike Reduced Fare Bike Share — $5 a monthProvided by Citi Bike
$5 monthly membership for eligible benefit recipients, housing-authority residents and participating credit-union members.
What you'll need to apply
- Supplemental Nutrition Assistance Program (SNAP) recipients: a screenshot of your SNAP case card or your Statement of Benefits PDF, with your name visible
- New York City Housing Authority (NYCHA), Jersey City Housing Authority (JCHA) and Hoboken Housing Authority (HHA) residents: your Housing Authority account number; NYCHA residents in housing converted to Section 8 also need a Section 8 Voucher ID Number and proof of NYCHA residence
Source: Citi Bike · Checked October 21, 2026
07
Con Edison Energy Affordability Program (EAP)Provided by Con Edison
Monthly Con Edison bill discount for customers with certain benefits or lower incomes.
What you'll need to apply
- Your completed and signed Energy Affordability Program (EAP) application — sign up online at https://www.coned.com/en/accounts-billing/payment-plans-assistance/low-income-enrollment-enquiry or use a downloadable application listed on the source page
- Your award letter, or other documentation proving you take part in at least one qualifying government assistance program
Source: Con Edison · Checked October 21, 2026
08
Financial help to cover the cost and installation of an air conditioner or fanProvided by NYC Human Resources Administration (HRA)
This benefit helps you buy and install an air conditioner or fan for your home to stay cool during hot weather.
09
Money for funerals due to COVID-19Provided by Federal Emergency Management Agency (FEMA)
Up to $9,000 for each funeral related to COVID-19.
10
DEP Home Water Assistance ProgramProvided by NYC Department of Environmental Protection
Automatic $191 credit on NYC water/sewer bills for eligible homeowners.
Source: NYC Department of Environmental Protection · Checked October 21, 2026
11
Property tax break for homeowners with disabilitiesProvided by NYC Department of Finance (DOF)
Lowered property tax for homeowners with disabilities who earn up to a certain income.
12
Driving help — Congestion Relief Zone discounts & exemptionsProvided by Metropolitan Transportation Authority (MTA)
Separate income-based toll discounts, disability exemptions and a zone-resident state tax credit.
Source: Metropolitan Transportation Authority (MTA) · Checked October 21, 2026
13
Tax credit for working individuals and familiesProvided by NYC Department of Consumer and Worker Protection (DCWP); Internal Revenue Service (IRS)
Tax credit worth up to $11,000 for qualifying families, noncustodial parents, and individuals who work full time or part time or are self-employed.
14
One-time cash help during an emergencyProvided by NYC Human Resources Administration (HRA)
Cash help for people who can't pay an expense due to an unexpected situation or event.
15
EmPower+ (home energy upgrades)Provided by NYSERDA
Free or reduced-cost home energy upgrades for income-eligible households.
Source: NYSERDA · Checked October 21, 2026
16
Fair Fares New York City (NYC)Provided by New York City Human Resources Administration (HRA)
50% off subway, eligible bus and Access-A-Ride fares for income-eligible New Yorkers ages 18–64.
What you'll need to apply
- Proof of identity
- Proof of age
- Proof of residency
- Proof of income — see the Fair Fares NYC List of Suggested Documentation: https://www.nyc.gov/assets/fairfares/downloads/pdf/FF-14-E.pdf
Source: New York City Human Resources Administration (HRA) · Checked October 21, 2026
17
Getting to required activities — Human Resources Administration (HRA) transport supportProvided by New York City Human Resources Administration / New York State Office of Temporary and Disability Assistance
Transportation support tied to approved Cash Assistance work activities and employment-and-training requirements.
Source: New York City Human Resources Administration / New York State Office of Temporary and Disability Assistance · Checked October 21, 2026
18
Money for heat and utility expensesProvided by NYC Human Resources Administration (HRA)
HEAP helps eligible households meet the cost of heating their homes.
19
HRA Burial AssistanceProvided by NYC Human Resources Administration (HRA)
Up to $1,700 toward funeral costs when a family cannot pay.
What you'll need to apply
- Burial Allowance Application Form M-860W, completed and signed by the applicant or authorized representative: https://www.nyc.gov/assets/hra/downloads/pdf/benefits/burial_claim_app_en.pdf
- One original certified copy of the Death Certificate (it will be returned to you)
- A copy of the Funeral Contract (Statement of Goods and Services Selected), signed by the Funeral Director and the person who made the arrangements
- A copy of the cemetery or crematory bill, itemizing all charges
- The original itemized funeral bill, signed by the Funeral Director and notarized; stamped "Paid-in-Full" if you are seeking reimbursement
- If money is still owed to the funeral home: the original Funeral Director's Affidavit, signed and notarized: https://www.nyc.gov/assets/hra/downloads/pdf/benefits/M-860n-E.pdf
Source: NYC Human Resources Administration (HRA) · Checked October 21, 2026
20
Discount on your phone or internet serviceProvided by Federal Communications Commission (FCC)
A monthly discount up to $9.25 on phone or internet service for eligible households.
21
Metropolitan Transportation Authority (MTA) Reduced-Fare ProgramProvided by Metropolitan Transportation Authority (MTA)
Reduced transit fares for people 65+ or with a qualifying disability: subway and local buses $1.50.
What you'll need to apply
- A completed Metropolitan Transportation Authority (MTA) Reduced-Fare application — for people 65 and older: https://new.mta.info/document/28261 — for people with disabilities: https://new.mta.info/document/28266
- A passport-style photo
- A copy of a valid ID as proof of age
- For riders with disabilities: documentation of a qualifying disability
Source: Metropolitan Transportation Authority (MTA) · Checked October 21, 2026
22
New York City (NYC) Ferry Discount ProgramProvided by New York City Ferry / New York City Economic Development Corporation
$1.50 one-way ferry tickets for eligible seniors, disabled riders, Fair Fares participants and students.
What you'll need to apply
- The Ferry Discount Program application form for your category — seniors: https://images.ferry.nyc/wp-content/uploads/2026/10/14123042/English_Senior-Citizens-26.pdf — people with disabilities: https://images.ferry.nyc/wp-content/uploads/2026/10/14124407/English_Persons-with-Disabilities-26.pdf — Fair Fares NYC participants: https://images.ferry.nyc/wp-content/uploads/2026/10/14125205/English_Fair-Fare-26.pdf
- Seniors 65 and older, one of: a government-issued ID (such as a driver's license, REAL ID, IDNYC, any country's passport, Tribal ID or US Military ID); a government-issued ID expired within the past 3 years; a birth certificate or adoption papers; or a Medicare card
- People with disabilities, one of: a Metropolitan Transportation Authority (MTA) Reduced Fare or Access-A-Ride MetroCard or OMNY card; a New York State Commission for the Blind registration letter; a disability award letter from the Social Security Administration, Railroad Retirement Board or U.S. Postal Service; or a Veterans Administration letter stating you are entitled to Veteran Disability Benefits
- Fair Fares NYC participants, either: a photo of a valid Fair Fares MetroCard including its serial number, or a screenshot of your Access HRA or Fair Fares OMNY account showing current enrollment, serial number and enrollment/expiration dates
Source: New York City Ferry / New York City Economic Development Corporation · Checked October 21, 2026
23
Free financial counselingProvided by NYC Department of Consumer and Worker Protection (DCWP)
Get help with managing your money and improving your financial health.
24
Free tax prep servicesProvided by NYC Department of Consumer and Worker Protection (DCWP)
Free tax prep services are available at over 140 locations across NYC that can help you file in-person, online, or over the phone
25
Temporary income for eligible unemployed adultsProvided by NYS Department of Labor (NYSDOL)
Unemployment insurance gives you temporary income while you look for a new job after losing your old one.
26
Lower your property taxes with the STAR creditProvided by NYS Department of Taxation (NYS DT); NYC Department of Finance (DOF)
Eligible New York State homeowners can get a STAR credit payment each year to put toward your property taxes.
27
Property tax break for senior homeownersProvided by NYC Department of Finance (DOF)
Lowered property taxes for senior homeowners who earn up to a certain income.
28
Property tax break for veteransProvided by NYC Department of Finance (DOF)
Lower property taxes for qualifying veterans who served in certain conflicts.
29
Weatherization Assistance Program (WAP)Provided by NYS Homes and Community Renewal
Free weatherization based on a home energy audit.
Source: NYS Homes and Community Renewal · Checked October 21, 2026

What you'll need to apply

What you'll need to apply

What you'll need to apply

What you'll need to apply

What you'll need to apply

What you'll need to apply