Medicare Savings Program (MSP)

A Medicaid-run program that helps people with limited income pay their Medicare premiums. Both benefit levels pay the Medicare Part B premium, so it is no longer taken out of your Social Security. Enrolling also automatically gets you Extra Help with Part D drug costs.

The NYS Department of Health states:

• The program assists people with limited income in paying for their Medicare premiums.
• There are two benefit levels, each with a different income limit: Qualified Medicare Beneficiary (QMB) and Qualifying Individual (QI).
• There is no resource test for the MSP programs.
• Current income limits: https://health.ny.gov/health_care/medicaid/program/update/savingsprogram/medicaresavingsprogram.htm

Download and complete the MSP Application (DOH-4328). A signature is required for a complete submission.

• A completed Medicare Savings Program (MSP) Application (DOH-4328), signed in the signature block on the back — a signature is required for a complete submission: https://health.ny.gov/forms/doh-4328.pdf